Imagine being involved in a serious automobile accident that was completely caused by another driver, only to discover that the driver has little or no insurance.

If you purchased only minimum insurance limits, your own uninsured/underinsured motorist coverage may not be enough to fully compensate you for medical bills, lost wages, pain and suffering, and other losses.

There is another risk that many drivers overlook: damage to their vehicle. If you do not have collision coverage and the at-fault driver is uninsured, there may be no insurance company available to pay for repairing or replacing your vehicle.

A few dollars saved on insurance premiums can potentially leave you responsible for thousands of dollars in losses. Reviewing your policy before an accident occurs can help you understand the protection you actually have.

If you have been injured or your vehicle has been damaged by an uninsured driver, contact our office to discuss your situation and learn what insurance coverage may be available to you.