If you've been injured in an accident, you might assume the insurance company will fairly compensate you for your losses. Unfortunately, that's rarely the case. As a personal injury attorney in Stratford, CT, I've seen firsthand how insurance companies delay, deny, and underpay valid claims. Here's why:

1. Profit Over People:

Insurance companies are businesses. Their goal is to maximize profits, which means paying out as little as possible on claims. Every dollar they don't pay you adds to their bottom line.

2. They Dispute Liability:

One of the most common tactics is to argue that their policyholder wasn't at fault—or that you were partially to blame. Connecticut follows a modified comparative negligence rule, meaning if they can shift 51% or more of the fault to you, they don't have to pay at all.

3. They Downplay Your Injuries:

Adjusters often argue that your injuries aren't as serious as you claim. They may use delayed treatment or pre-existing conditions against you, even if your injuries were directly caused by the accident.

4. They Delay Hoping You'll Settle for Less:

Insurance companies know that medical bills pile up quickly. They may stall negotiations to pressure you into accepting a lowball settlement out of desperation.

5. They Use Confusing Tactics:

From asking for unnecessary paperwork to misleading recorded statements, insurers use various strategies to weaken your claim. They're hoping you'll make a mistake that reduces their payout.

How to Fight Back:

You don't have to take on the insurance companies alone. As an experienced female personal injury attorney, I understand the tactics they use and how to fight for the compensation you deserve. If you've been injured, don't accept their first offer—let's discuss your case and protect your rights. Call Me today for a free consultation.